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Steven Polak's Archive

Ontario Car Accident? Who is at fault?

Fault for a car accident can mean different things, including any of the following: (1) who the police officer gave a ticket to under the Highway Traffic Act, or (2) who is at fault in a civil lawsuit for personal injury, or (3) who the Insurance Companies deem to be at fault in terms of […]...Read More

The Insurance defence to Chronic Pain, Fibromyalgia, Fracture injuries and Wide-spread pain

If someone were to tell you that John F. Kennedy Jr. did not die in a plane crash because the statistical possibility of dying in a plane crash was so small, you might look at that person like they were nuts. However, this is exactly the kind of argument that is being made by some […]...Read More

When things go wrong with your long term disability insurance company…

It all seems proper and appropriate when you receive your initial claim forms and speak with the (often pleasant) representative at the insurance company about obtaining benefits from the disability insurance policy that you have paid into for all those years. At that point you are thinking, “Lawyer, why do I need a lawyer?” But […]...Read More

New changes to benefits for car accident victims

On November 2, 2009, the McGuinty government announced a package of proposed reforms to the accident benefit no-fault) car insurance system in Ontario. The proposed changes are expected to be implemented by the summer of 2010. The proposed changes will considerably reduce the standard benefits available to most people who have been injured in car accidents. Ontarians will still have the option of buying extra coverage when they purchase their auto insurance.

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