Injured while uninsured? You still have options

I’ve represented many people over the years who’ve been hit by a motor vehicle while walking, cycling, roller-blading, or riding an electronic bike (also know as an “e-bike”). In many of these cases, these individuals wrongly assumed that they did not have access to no-fault benefits because they themselves did not have an auto insurance policy. This was simply not the truth though.

In Ontario,  if you are an uninsured pedestrian, cyclist, or skater who has been hurt in a motor vehicle collision, you can still seek no-fault benefits, including medical and income replacement benefits, from the insurer of the vehicle involved in the collision.  This is the case regardless of who is at fault for the collision.

A personal injury lawyer like me will help you navigate this system and get you timely access to benefits so that you can focus solely on your recovery. It begins with a free, no-obligation consultation with me or a member of the Lerners personal injury law team. First, we will sit down with you to clarify your legal rights and options. Then, with your approval, we deal directly with the insurance company to set up your benefits and advance any claims you may be entitled to as a result of the collision.

There are many myths surrounding motor vehicle collisions. Unfortunately, people without their own auto insurance policy often believe that they do not have access to no-fault benefits following a collision. I can assure you this isn’t true.

If you or someone you care about has a serious personal injury, call us at Lerners. We are here to make your recovery our priority.

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