The Truth About No-Fault Insurance

At fault in an accident? You are still entitled to compensation. Despite what you may have heard, being responsible for causing a car accident will not prevent you from receiving support for your resulting injuries and losses.

A myth that’s hard to shake.

The truth is that every auto insurance policy in Ontario is mandated by law to provide statutory accident benefits. You may have heard this referred to as “no-fault insurance,” and it means exactly that. No matter your role in a motor vehicle accident, you can still be compensated for associated expenses including lost income, medical, rehabilitation, and care through your auto insurance policy. This is important to keep in mind since no one intends to cause accidents, but everyone needs support.


The question of who is at fault isn’t always clear-cut. In some cases, it’s possible to take legal action against another driver whose negligence played a role in your accident. It makes sense to speak with a personal injury lawyer to determine if the other driver was partially at fault and how that could impact your claim.

At Lerners, we know accidents happen. Everyone makes mistakes. That’s why we sit down with our clients to understand the “full picture” and ensure they’re accessing all available compensation. Our first consultation is free, and the next steps are always your decision.

It doesn’t matter who was at fault. If you or someone you care about has a serious personal injury, call us at Lerners to explore your options. We’re here to help make your recovery our priority.

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